Catastrophic health expenditures: a disproportionate risk in uninsured ethnic minorities with diabetes

Health Economics Review

Table 2 Logistic odds ratio regression estimates from stratified subsample analysis

Sample/Subsample:	(1)	(2)	(3)
	Uninsured	Diabetes	Both
	Pr(CHE)	Pr(CHE)	Pr(CHE)
*Model 1 – Predisposing Controls*
NHB	1.26***	1.08	0.96
	(0.06)	(0.06)	(0.16)
Hispanic	0.98	1.19***	0.99
	(0.04)	(0.06)	(0.12)
Uninsured		4.77***
		(0.33)
Diabetes	1.85***
	(0.11)
*Model 2 – Predisposing and Enabling Controls*
NHB	1.21***	0.99	0.94
	(0.07)	(0.06)	(0.18)
Hispanic	0.98	1.09	1.06
	(0.05)	(0.06)	(0.17)
Uninsured		6.68***
		(0.58)
Diabetes	1.59***
	(0.11)
*Model 3 – Predisposing, Enabling and Need Controls*
NHB	1.23***	0.96	0.99
	(0.07)	(0.06)	(0.18)
Hispanic	1.02	1.07	1.14
	(0.05)	(0.06)	(0.18)
Uninsured		6.87***
		(0.59)
Diabetes	1.26***
	(0.09)
*Model 4 – Predisposing, Enabling, Need and Event Controls*
NHB	1.13**	0.97	1.01
	(0.06)	(0.06)	(0.20)
Hispanic	1.14**	1.09	1.39**
	(0.06)	(0.06)	(0.23)
Uninsured		7.18***
		(0.61)
Diabetes	1.15
	(0.11)
*All Models*
Observations	30,280	31,073	2,675
Year Indicators	X	X	X
Region Indicators	X	X	X

Standard Errors are reported in parentheses. Odds Ratios are reported with significance denoted as: *** p < 0.01, ** p < 0.05. NHW is the omitted reference category for race/ethnicity. Uninsured refers to the subsample of patients that are uninsured; Diabetes refers to the subsample of patients with a diabetes diagnosis; Both is the sample of patients that are both uninsured and have a diabetes diagnosis. The model heading describes the controls included within the model specification, and all specifications additionally include controls for year and region indicators

ISSN: 2191-1991